Mid-Year Changes

UChicago Campus

In certain special cases, it may be necessary to change health insurance coverage during the middle of the plan year (“mid-year change”). Specific circumstances that may qualify for a change in insurance enrollment in the middle of the plan year include:

  • Loss of existing health insurance coverage (i.e., aging off a parent’s plan; parent/spouse terminating a job)
  • Addition or loss of health insurance coverage as a result of a change in employment
  • Change in coverage as a result of marriage/divorce or change in eligible same-gender domestic partnership status
  • Need to add coverage due to the birth/adoption of a child
  • Recent immigration of a dependent spouse/eligible same-gender domestic partner or children

Petitions to add or waive coverage must be made within 31 days of the qualifying life event noted above. If moving from U-SHIP to an alternate plan, that plan must meet the University’s comparable coverage requirements that are set for each academic year.

Your U-SHIP enrollment will become effective on the day your previous insurance terminates or the day after your Petition to Add has been approved by the Student Insurnace Office—whichever is later. Students will be responsible for the full premium for the quarter in which the changed coverage takes effect. The premium is not pro-rated.

  1. Complete a petition to add form.
  2. Provide appropriate supporting documentation (e.g., proof of termination of alternate insurance, with date noted; new baby's birth certificate; copy of marriage license to add spouse to coverage, etc.)                                                 
  3. Email the above documentation to the Student Insurance Office at uchicagoadvocates@uhcsr.com

Your U-SHIP enrollment will become effective on the day your previous insurance terminates or the day after your Petition to Add has been approved by the Student Insurnace Office—whichever is later.

  1. Complete a petition to waive form.
  2. Provide appropriate supporting documentation (e.g., proof of termination of alternate insurance, with date noted; new baby's birth certificate; copy of marriage license to add spouse to coverage, etc.)                                                 
  3. Email the above documentation to the Student Insurance Office at uchicagoadvocates@uhcsr.com

Please note: To waive U-SHIP, alternate insurance plans must meet the University's comparable coverage requirements.

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