All registered students, regardless of whether they are enrolled in University Student Health Insurance Plan (U-SHIP), may enroll in optional dental and/ or vision coverage.
Need-based financial aid, such as grants and scholarships, is not available for the optional dental and/or vision coverage. Student loans may be an option to assist with funding gaps caused by the election of optional dental and/or vision coverage. More information about loans can be found here.
Graduate students who have questions about the additional payments for dental and vision wellness in the University’s Collective Bargaining Agreement with GSU-UE should review information on the Office of the Provost’s website or email gradunionhelp@uchicago.edu.
To enroll in the Dental or Vision Options go to the Enrollment Website: https://uofc.studentbenefitplans.com/.
Information and Considerations about Your Dental Plan Options
Dental plans for 2024-2025
- PPO Options are offered through MetLife
- The Delta Dental plan is an HMO and can be used in Illinois only.
- To determine if your vision provider is in-network, visit UofC Student Insurance Plans - Find a Provider. You will maximize your benefits by receiving care from participating providers in the MetLife Traditional or Copay plans. For the DeltaCare (DHMO Plan) you must select a participating DeltaCare provider in Illinois to obtain benefit coverage.
- Review the plan cost and compare benefits, including deductibles, copayments, and plan maximums, to determine which option best meets your needs.
- Carefully review all exclusions and limitations.
Delta Dental (DHMO Plan)
- Offers 6 and 12 month Enrollment Options
- Covers Preventive/Diagnostic, Basic and Major/Restorative services and Orthodontic care.
- You must choose a provider that is part of the DeltaCare, Delta Dental DHMO network Illinois to manage your overall dental care.
- To locate a DeltaCare DHMO network provider and view detailed plan design and benefit information, visit the https://www.deltadentalil.com/find-a-provider/dental/
- Any questions? Call the Student Support Team at 877-247-8817 or send an email.
MetLife Traditional and Copay Plans
- Offers 6 and 12 month Enrollment Options
- Covers Preventive/Diagnostic, Basic and Major/Restorative services and Orthodontic care.
- The MetLife Traditional and Copay plans can be used anywhere in the country.
-
Maximize your benefits by receiving care from a MetLife Dental PDP Network provider. Coverage for services provided by a Non-Network provider are subject to the Maximum Allowable Charge (MAC) for a covered service and can result in additional out-of-pocket expenses.
-
- To locate a participating provider and view detailed plan design and benefit information, visit https://uofc.studentbenefitplans.com/
- Any questions? Call the Student Support Team at 877-247-8817 or send an email.
2024-2025 Dental Options
Pricing Comparison
For enrollment information, please visit the University of Chicago Student Insurance Plans website.
|
DeltaCare DHMO |
DeltaCare DHMO |
MetLife Traditional Plan |
MetLife Traditional Plan |
MetLife Copay Plan |
MetLife Copay Plan |
|
|
12 Months |
6 Months |
12 Months |
6 Months |
12 Months |
6 Months |
|
|
Student |
$206.64 |
$103.32 |
$577.32 |
$288.66 |
$420.24 |
$210.12 |
|
Student + Spouse |
$382.20 |
$191.10 |
$1,147.56 |
$573.78 |
$729.24 |
$364.62 |
|
Student + Children |
$431.64 |
$215.82 |
$1,166.40 |
$583.20 |
$865.20 |
$432.60 |
|
Student + Family |
$607.32 |
$303.66 |
$2,109.72 |
$1,054.86 |
$1,223.64 |
$611.82 |
Benefits Comparison
|
DeltaCare DHMO |
MetLife Traditional Plan |
MetLife Copay Plan |
|
|
Plan Type |
DHMO |
PPO |
Copay |
|
Preventative/ Diagnostic Services: (routine exams, cleanings, x-rays) |
100% |
100% |
100% |
|
Basic Services: (fillings, periodontics, oral surgery, endodontics, general anesthesia, emergency exams) |
80% |
||
|
Major Services: (implants, crowns, dentures, fixed/ removable bridges) |
50% |
||
|
Network Access |
DeltaCare DHMO Network |
PDP Plus |
PDP Plus |
|
Out-of-Network Coverage |
No |
Yes |
Yes |
|
Plan Duration |
6 or 12 months |
6 or 12 months |
6 or 12 months |
|
Maximum Annual Benefit |
No Maximum |
$2,000 |
$1,500 |
Information and Considerations about Your Vision Plan Options
- To determine if your vision provider is in-network, visit UofC Student Insurance Plans - Find a Provider. You will maximize your benefits by receiving care from participating providers.
- Review the plan cost and compare benefits such as; deductibles, copayments and plan maximums to determine which option best meets your needs.
- Carefully review all exclusion and limitations.
MetLife Vision
- Offers 6 and 12 month Enrollment Options
- Covers Annual Eye Exam, Frames, Lenses and Contact Lenses
- Maximize your benefits by receiving care from a MetLife Vision provider. Coverage for services provided by a Non-Network provider are subject to the MaximumAllowable Charge (MAC) for a covered service and can result in additional out-of-pocket expenses.
- To locate a participating provider and view detailed plan design and benefit information, visit https://uofc.studentbenefitplans.com/
- Any questions? Call the Student Support Team at 877-247-8817 or send an email.
Pricing Comparison
For enrollment information, please visit the University of Chicago Student Insurance Plans website.
|
MetLife Vision |
MetLife Vision |
|
|
12 Months |
6 Months |
|
|
Student |
$69.84 |
$34.92 |
|
Student + Spouse |
$139.68 |
$69.84 |
|
Student + Children |
$146.64 |
$73.32 |
|
Student + Family |
$204.24 |
$102.12 |
Vision Benefits
|
MetLife Vision |
|
Plan Type |
Vision PPO Plan |
Annual Eye Exam |
$10 Copay |
Frame Benefit |
$130 allowance one per 12 months |
Lenses (standard) |
$25 Copay one per 12 months |
Contact Lenses (standard) |
$130 Allowance one per 12 months |
Network Access |
Davis Vision |
Out-of-Network Reimbursements |
Yes |
Plan Duration |
6 or 12 months |
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.
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