All students, regardless of whether they are enrolled in University Student Health Insurance Plan (U-SHIP), may enroll in optional dental and/ or vision coverage.
Please click the appropriate link under "Dental Options" or "Vision Options" to be directed the provider's enrollment page.
Pricing Comparison
Please click on the plan name below to be directed to more information on plan benefits, enrollment, and customer service.
| United | Delta PPO | Delta PPO | Cigna DHMO | Cigna DHMO | ||
|---|---|---|---|---|---|---|
| Low Plan | 12 months | 6 months | 12 months | 6 months (March-August Enrollment Only) | ||
| Student | $323.75 | $622.80 | $321.90 | $246.72 | $123.36 | |
| Student + Spouse | $647.50 | $1237.92 | $638.64 | $466.32 | $233.16 | |
| Student + Children | $787.90 | $1258.20 | $690.00 | $473.76 | $236.88 | |
| Student + Family | $1176.38 | $2275.92 | $1229.40 | $837.48 | $418.74 |
Benefits Comparison
Delta Dental |
UnitedHealthcare |
Cigna |
|
|---|---|---|---|
Plan Type |
PPO Plan |
PPO Low Plan |
HMO Plan |
Preventative/ Diagnostic Services: (routine exams, cleanings, x-rays) |
100% | 100% | 100% |
Basic Services: (fillings, periodontics, oral surgery, endodontics, general anesthesia, emergency exams) |
80% | *Only fillings covered* | fee per service |
Major Services: (implants, crowns, dentures, fixed/ removable bridges) |
50% | No Coverage | fee per service |
Network Access |
Delta Dental PPO & Delta Dental Premier | United HealthCare National Options PPO 30 | Cigna HMO |
Out-of-Network Coverage |
Yes | Yes | No |
Plan Duration |
6 or 12 months | 12 months | 6 or 12 months |
Maximum Annual Benefit |
$2000 (12-month plan); $750 (6-month plan) | $500 | No Annual Maximum |
Additional Information and Considerations about Your Dental Plan Options
- Check the Dental Insurance Carriers’ website to determine if your dental provider is In-Network. You will maximize your benefits by receiving care from participating providers in the PPO plans. For the DHMO, you must select a participating provider to obtain benefit coverage.
- Review the plan cost and compare benefits, including deductibles, copayments, and plan maximums, to determine which option best meets your needs.
- Carefully review all exclusions and limitations.
UnitedHealthcare PPO
- Covers Preventive/Diagnostic and limited Basic (Restoration) services
- Maximize your benefits by receiving care from a National Options PPO Network Provider
- To locate a participating provider and view detailed plan design and benefit information, visit the UnitedHealthcare website.
- Any questions? Call Customer Service at 1-877-816-3596
Delta Dental PPO
- Offers 6 and 12 month Enrollment Options
- Covers Preventive/Diagnostic, Basic and Major/Restorative services
- Maximize your benefits by receiving care from a Delta Dental PPO or Delta Dental Premier Network provider
- To locate a participating provider and view detailed plan design and benefit information, visit the Delta Dental website.
- Any questions? Call Customer Service at 1-877-247-8817
Cigna DHMO
- Offers 6 and 12 month Enrollment Options
- Covers Preventive/Diagnostic, Basic and Major/Restorative services
- You must choose a Cigna DHMO network provider to manage your overall dental care.
- To locate a Cigna DHMO network provider and view detailed plan design and benefit information, visit the Cigna website.
- Any questions? Call Customer Service at 1-800-244-6224
Pricing Comparison
Please click the appropriate link to be directed to the provider's enrollment page.
| Delta Vision PPO (12 Months) | Delta Vision PPO (6 Months) | UnitedHealthcare | |
|---|---|---|---|
| Student | $87.12 | $43.56 | $136.80 |
| Student + Spouse | $174.00 | $87.00 | $259.32 |
| Student + Children | N/A | N/A | $304.20 |
| Student + Family | $261.12 | $130.56 | $427.92 |
Benefits Comparison
Delta Dental/EyeMed |
UnitedHealthcare |
|
|---|---|---|
Plan Type |
Vision PPO Plan | Vision PPO Plan |
Annual Eye Exam |
$10 copay | $10 copay |
Frame Benefit |
$100 retail frame allowance | $130 retail frame allowance |
Lenses (standard) |
$25 copay | $25 copay |
Contact Lenses (standard) |
$0 copay (includes fitting and two follow up visits) | $25 copay (includes fitting and two follow up visits) |
Network Access |
EyeMed Vision Care | UHC Vision |
Out-of-Network Reimbursements |
Yes | Yes |
Plan Duration |
6 or 12 months | 12 months |
Additional Information and Considerations about Your Vision Plan Options
- Check the Vision Carriers’ website to determine if your dental provider is In-Network. You will maximize your benefits by receiving care from participating providers.
- Review the plan cost and compare benefits such as; deductibles, copayments and plan maximums to determine which option best meets your needs.
- Carefully review all exclusion and limitations.
UnitedHealthcare
- Covers Annual Eye Exam, Frames, Lenses and Contact Lenses
- Maximize your benefits by receiving care from a UnitedHealthcare Vision PPO provider
- To locate a participating provider and view detailed plan design and benefit information, visit the UnitedHealthcare Vision website.
- Any questions?Call Customer Service at 1-800-638-3120
Delta
- Offers 6 and 12 month Enrollment Options
- Covers Annual Eye Exam, Frames, Lenses and Contact Lenses
- Maximize your benefits by receiving care from a Delta Vision Access provider
- To locate a participating provider and view detailed plan design and benefit information, visit the Delta Vision website.
- Any questions? Call Customer Service at 1-877-247-8817