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Enroll or Waive U-SHIP

The above link is for new incoming students or those returning from leave. 


  • The U-SHIP enrollment/waiver period for Winter Quarter is now open.  New students for Winter Quarter as well as students returning from a Leave of Absence are required to make their U-SHIP enrollment/waiver selection no later than noon on Friday, January 29. Students who do not make a selection by the deadline will be enrolled in U-SHIP for the remainder of the year (through August 31st) and the quarterly premium will be assessed on the student account at the University.  To make your U-SHIP enrollment/waiver selection click here.
  • Students who were abroad Autumn Quarter, but will then come to campus for a subsequent quarter (i.e., Winter or Spring) may Petition to Add U-SHIP mid-year due to relocation to Chicago. For more information please refer to this FAQ.
  • For 2020-21, we are adjusting the comparable coverage requirements to accommodate students who are studying remotely and would like to waive U-SHIP. Students must have alternate comparable coverage for the area in which they are residing. Students studying outside of the U.S. must be enrolled in a plan that covers them in their country of residence; this may include a plan provided by the government of that country. Please click here for a list of comparable coverage requirements for 2020-21.
  • For additional information regarding the U-SHIP 2020-21 enrollment/waiver process, please refer to this FAQ.  Students may also contact the student insurance staff with any other questions.

Confirming or Waiving Your U-SHIP Enrollment

  • You must complete the enrollment/waiver application each year.
  • Your U-SHIP coverage will be active for the period 9/1/20-8/31/21, provided you remain in a U-SHIP eligible status.
  • Your alternate insurance plan must meet all the criteria outlined on this checklist.
  • You are automatically assessed a health insurance fee (first installment) the quarter you first register; this does not confirm your coverage in U-SHIP. The fee will only be removed from your student account when your waiver has been approved.
  • After the enrollment period, your insurance selection will remain on file through August 31, 2021 (unless you experience a qualifying life event necessitating a mid-year change).
  • Dependents are not automatically enrolled in U-SHIP; you must add them to your coverage each year. Students who enroll dependents 14 years or older on U-SHIP will also be assessed a USHIP dependent fee ($326). Important Note: Students are required to provide proof of dependent status in order to enroll dependents on U-SHIP, according to University policy. More information can be found in the dependent section. 
  • Some academic programs are not eligible for U-SHIP, but do have an option to purchase voluntary "opt-in" coverage directly from UnitedHealthcare. Further information along with the list of programs can be found here under Opt-In (Voluntary) Coverage. 

Students approved to register as a student after the insurance deadline must submit a manual insurance enrollment/waiver application within 10 days of registration if they wish to waive U-SHIP coverage. Failure to do so will result in the student remaining enrolled in U-SHIP coverage for the remainder of the plan year. Please contact the on-campus insurance coordinators at uchicagoadvocates@uhcsr.com or 773.834.4543 (Option 2) for the manual insurance enrollment/ waiver application. 

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