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Enroll or Waive Here

Enroll or Waive U-SHIP


  • The U-SHIP enrollment/waiver site for Summer Quarter is now open. New eligible students for Summer, as well as eligible students returning Summer Quarter from a temporary absence, are required to enroll/waive the University Student Health Insurance Plan (U-SHIP) for the remainder of the 2022-23 policy year (which ends 8/31/23). To enroll-in or waive U-SHIP click here. Students who do not take action by the June 30, 2023 deadline will be enrolled in U-SHIP by default for the remainder of the policy year, and the quarterly U-SHIP premium will remain on the student account.
  • Effective 9/1/21, U-SHIP enrollment is required for all PhD students at the University of Chicago. As such, PhD students are not eligible to waive U-SHIP with comparable coverage. Individual student premiums will be paid for PhD students at no cost to them.
  • U-SHIP Eligibility: The University Student Health Insurance Plan (U-SHIP) generally is available to all registered students enrolled in programs that convene in the Hyde Park Campus and their eligible dependents. Students in certain designated programs may not be eligible for coverage under U-SHIP. For additional information on specific University programs of study that are ineligible for insurance coverage under U-SHIP, students should contact their area Dean of Students Office or the Registrar. Students in certain programs may be eligible to opt-in to U-SHIP (see more information about the opt-in plan below).
  • Read the University’s Student Health Insurance policy in the Student Manual.

Confirming or Waiving Your U-SHIP Enrollment

  • You must complete the enrollment/waiver application each year.
  • Your U-SHIP coverage will be active for the period 9/1/22-8/31/23, provided you remain in a U-SHIP eligible status.
  • Your alternate insurance plan must meet all the criteria outlined on this checklist.
  • You are automatically assessed a health insurance fee (first installment) the quarter you first register; this does not confirm your coverage in U-SHIP. The fee will only be removed from your student account when your waiver has been approved.
  • After the enrollment period, your insurance selection will remain on file through August 31, 2023 (unless you experience a qualifying life event necessitating a mid-year change).
  • Dependents are not automatically enrolled in U-SHIP; you must add them to your coverage each year. Important Note: Students are required to provide proof of dependent status in order to enroll dependents on U-SHIP, according to University policy. More information can be found in the dependent section. 
  • Some academic programs are not eligible for U-SHIP, but do have an option to purchase voluntary "opt-in" coverage directly from UnitedHealthcare. Further information along with the list of programs can be found under Opt-In (Voluntary) Coverage

Students approved to register as a student after the insurance deadline must submit a manual insurance enrollment/waiver application within 10 days of registration if they wish to waive U-SHIP coverage. Failure to do so will result in the student remaining enrolled in U-SHIP coverage for the remainder of the plan year. Please contact the student insurance advocates at uchicagoadvocates@uhcsr.com or 773.834.4543 (Option 2) for the manual insurance enrollment/ waiver application. 

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