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Announcements:

  • The 2021-22 U-SHIP enrollment/waiver site is now closed. U-SHIP coverage began 9/1/21 and will continue until 8/31/22, provided the student remains in a U-SHIP eligible status each quarter. Students who did not take action to enroll/waive U-SHIP by the October 15 deadline were enrolled by default into the annual plan and will be responsible for the premium each quarter posted to their student account.
  • Effective for the 2021-22 coverage year, which begins 9/1/21, U-SHIP enrollment is required for all PhD students at the University of Chicago. As such, PhD students are not eligible to waive U-SHIP with comparable coverage. Individual student premiums will be paid for PhD students at no cost to them.
  • Read the University’s Student Health Insurance policy in the Student Manual.

Confirming or Waiving Your U-SHIP Enrollment

  • You must complete the enrollment/waiver application each year.
  • Your U-SHIP coverage will be active for the period 9/1/21-8/31/22, provided you remain in a U-SHIP eligible status.
  • Your alternate insurance plan must meet all the criteria outlined on this checklist.
  • You are automatically assessed a health insurance fee (first installment) the quarter you first register; this does not confirm your coverage in U-SHIP. The fee will only be removed from your student account when your waiver has been approved.
  • After the enrollment period, your insurance selection will remain on file through August 31, 2022 (unless you experience a qualifying life event necessitating a mid-year change).
  • Dependents are not automatically enrolled in U-SHIP; you must add them to your coverage each year. Students who enroll dependents 14 years or older on U-SHIP will also be assessed a USHIP dependent fee ($331). Important Note: Students are required to provide proof of dependent status in order to enroll dependents on U-SHIP, according to University policy. More information can be found in the dependent section. 
  • Some academic programs are not eligible for U-SHIP, but do have an option to purchase voluntary "opt-in" coverage directly from UnitedHealthcare. Further information along with the list of programs can be found under Opt-In (Voluntary) Coverage

Students approved to register as a student after the insurance deadline must submit a manual insurance enrollment/waiver application within 10 days of registration if they wish to waive U-SHIP coverage. Failure to do so will result in the student remaining enrolled in U-SHIP coverage for the remainder of the plan year. Please contact the student insurance advocates at uchicagoadvocates@uhcsr.com or 773.834.4543 (Option 2) for the manual insurance enrollment/ waiver application. 

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