In certain special cases it may be necessary to change health insurance coverage during the middle of the plan year (“mid-year change”). Specific circumstances that may qualify for a change in insurance enrollment in the middle of the plan year include:
loss of existing health insurance coverage (i.e., aging-off a parent's plan; parent/spouse terminating a job)
Addition of loss of health insurance coverage as a result of a change in employment
Change in coverage as a result of marriage/divorce or change in eligible same-gender domestic partnership status
Need to add coverage due to the birth/adoption of a child
Recent immigration of a dependent spouse/eligible same-gender domestic partner or children
Petitions to add or waive coverage must be made within 31 days of the qualifying life event noted above. If moving from U-SHIP to an alternate plan, that plan must meet the University’s comparable coverage requirements that are set for each academic year.
Your U-SHIP enrollment will become effective on the day your previous insurance terminates or the day after your Petition to Add has been approved by the Student Insurnace Office—whichever is later. Students will be responsible for the full premium for the quarter in which the changed coverage takes effect. The premium is not pro-rated.
Please contact our Student Insurance Office at 773.834.4543 (Option 2) or firstname.lastname@example.org to inform them of your mid-year qualifying life event.